Friday, May 27, 2011

Navigating debt and gratitude: a student loan milestone

June, 1988
May, 1993
May, 1998

These months and years mark the time I graduated from high school, college and seminary, respectively. None of these education milestones have caused me to look back and look ahead like the date of May 26th, 2011. That is the date that Sallie Mae congratulated me in a letter on the status of my student loans becoming "paid in full."

Debt (both financial and in general) is an odd concept. After a societal combination of love affair and ignorance of financial debt for decades, it's falling out of favor. However, debt is never an end in itself and becomes a path to some opportunities. Regardless of your perspective on debt (and there are many), as a pastor I know debt and shame are inextricably linked (I feel a strange sense of vulnerability even writing this post). I've hosted several classes at the congregations I serve where debt is a topic of learning and discussion, and the fear and shame related to debt is palpable. Though I'm not proud of the student loan debt accumulated in my late teens and through most of my twenties, there is also an curious connection to debt and gratitude. In paying off my student loans, I remember some of the people and systems that knit gratitude in my being in the midst of something sometimes shame-ridden.

It's one thing to earn a diploma and degrees through the generosity of others and personal perseverance; it's another thing to finance it. I don't have many degree holders in my family, but many of them thought it was important that I have an education and that I have many opportunities. Though my family could not pay for my entire education, they helped along the way.

My family came to visit me at the Univeristy of Kansas and Minnesota State University-Mankato, places where I wanted to go, 1800 miles away from home. They offered encouragement. Mom and Dad and Grandparents gave me hugs in person and from afar, with checks and cash in them. They scraped money together so I could learn and grow.

Friends and their families took me in. The Volansky Family in St. Louis gave me a home away from home, even after I left the University of Kansas. If I couldn't get to the Seattle Metro, if I could just get to St. Louis, I was treated like a brother or son.

When I married Melanie, I saw that she was wonderfully responsible with an amazing work ethic. Her education cost more than mine (she graduated from Augustana College in Sioux Falls, South Dakota), yet she worked her way through seminary and carried smaller amounts of debt. When we were married, my student loan debt became our student loan debt. She was gracious, loving, generous and persistent so that we would pay off that debt.

Something I learned after my education was that legislators along the line created a subsidy so that I carried only a partial burden of the interest. The plethora of perspectives about federal subsidies for student loan debt still make my head spin both in macro and micro frames of reference, but it's possible that without those subsidies, I would still be paying off the debt.

Professors and teachers often work at a substandard wage because they love to make the learning connection with their students. My respect for my teachers overflows; I am in awe of their gifts and generosity.

Every so often in my student mailbox at Luther Seminary in St. Paul, Minnesota, I received a blank thank you card addressed to a seminary donor. I was asked to write in that thank you card for the seminary donor. Though many pastors who served many more years than me remember a day when seminary tuition was minimal, I learned in thank you card writing how many people faithfully gave in order to finance my theological education. I spent numerous dollars. In the big picture, people who knew nothing of me but my desire to learn more about God, church and service, contributed so that I could be equipped to be a pastor.

Both my home congregation of youth, Lutheran Church of the Good Shepherd in Olympia, WA, and Lutheran Campus Ministry at Minnesota State University-Mankato, pulled together resources to support my theological education. 

I probably forgot a few people and systems, but that is not intentional.

(Added 1:33pm Pacific--I did forget)
Judicatories are also working to address student loan debt. The South Dakota Synod (ELCA) set up a fund that made multiple debt payments on my student loans during my 8.5 years of service there. They recognized that many Lutheran congregations in South Dakota may not be able to pay a wage that could knock out student loan debt effectively. I hope that fund has grown and gained a wider scope. It helped me, and I am thankful.

Recently I was reminded about razor sharp edges of education, ministry, debt, shame, pain and opportunity at Unconference11, a gathering of people passionate about the life of the church. I heard several conversations and frustrations about student debt. I know the woven feelings of frustration, shame and gratitude intimately. I live(d) in the moccasins of the indebted. Without getting too happy as to depict glibness, I wanted to let my new friends and colleagues know that it was possible to be a pastor who survived student loan debt. Regardless of how education is financed, collective sacrifice is necessary. How that happens in detail, I'm not sure. I take this milestone of "paid in full" as an opportunity to live in gratitude. At least in the life of the church, we can wrangle about economic, theological and ecclesial philosophies and applications about debt and education, but gratitude is the best compass for navigation.

Thursday, May 26, 2011

My Experience with the Invisible Denominational Ladder

On several occasions over the last 10 years, congregational members would look at me and my growing young family on a Sunday morning and say "When are you going to get a real church?"

On a good day, I would use that question to talk about vocation and calling with the inquirer. I was called to interim ministry for 10 years. I believe I worked faithfully and skillfully. I attended interim ministry meetings and conferences as the often the youngest person in attendance by 25-40 years. It didn't matter that I was not a part of that ministry with my generational peers (though I sometimes longed for their companionship)--that's where my gifts were. I am a strong believer in the Parable of the Talents (Matthew 25: 14-30), therefore I attempt to faithfully use what I have been given. Even in the midst of questions from colleagues, peers, denominational representatives, and even members of the congregation I served.

"When are you going to get a real church?"

Several church denominational systems create an unintentional invisible ladder for the vocational development of clergy. Many seminary graduates have five-figure student loans to finance their theological education. Many congregations who take seminary graduates to serve their congregations cannot afford to pay a wage that will realistically pay off the debt so that pastors can save money for retirement or pay for the education of their own children. Therefore after a brief tenure, the pastor moves on to larger congregations and/or more specialized positions in large metro areas with thriving suburbs. The congregations in rural South Dakota even recognized this dynamic. They sometimes encouraged me to leave so that I may thrive in ministry in a "bigger and better" place. Many people lined up in my life to give thanks for the opportunity to serve together, but the same question always arose:

"When are you going to get a real church?"

After completing my most recent transitional ministry in Port Orchard, Melanie and I affirmed what we learned early on in that period of service; this 10 year season of interim ministry was over. It is too logistically challenging to be good pastors and good parents to our two daughters. Melanie and I considered many congregational opportunities, and some reflected a denominational ladder. I have experience as a lead pastor in larger congregations and supervising staff. I have experience in congregations with large budgets that give a lot of money to denominational ministry (both in Lutheran and Presbyterian congregations). Without saying so, the system's message is that I should be in a larger congregation--that's the message of the pervasive question about my status with a "real church."

After a meeting last night with a small urban/suburban congregation in significant decline, we studied our body language toward each other and wondered if God was present in this discussion. Even though it is likely I will be their called pastor, people will still ask me the question, "when are you going to get a real church?" I don't really want to address the real church question.  We recognize the Invisible Denominational Ladder together, lose any fixation with that and behave in a manner that God may be doing something with us. We don't need to articulate a bromide to assure ourselves that we are the church regardless of the congregational size. We don't need to give ourselves a pep talk. Collectively we will give thanks to God for Jesus and the blessing of being a community. We will gather and ask the question, "how can we serve our neighbor?"

The Invisible Denominational Ladder is of our own creation in what we know as "Mainline Protestantism." Some ladders look a little different in each denomination. It's not something that someone else did. It's there and part of who we are, like the wind, or atoms, or molecules. Maybe the ladder needs to be torn down, and maybe someone is called to tear it down. Calling and faithful use of gifts carries the day--which is what ignites my memory and action.

Monday, May 23, 2011

Another Untimely Review: The Fighter

Working class hero films tend to draw me in.

I appreciate watching someone driven by passion and overcome adversity to achieve a goal. The storytelling can even be mediocre; whenever I watch Rocky films I see the melodrama and weak dialogue. Yet  I still get charged by the adrenaline rush because I see what has challenged my own family members and me. Though we aren't working-class heroes or win boxing matches in my family, the victories cause me to raise my arms in joy, and kneel in thanks to God. Such displays of humility represent the faith, ritual and athleticism of "Irish" Micky Ward in The Fighter.

The Fighter is a film that doesn't hide the fact that that it's a boxing film, and Mark Wahlberg and his production crew don't gloss over the boxing details. The ability to suspend any disbelief and completely lock-in to the story results from execution of the boxing details--the sweat, blood, broken bones, and mind-numbing blows (though not a gratuitous display of violence). If boxing is a sport that you can't tolerate, this film may not be for you. In its entirety, the film is about relationships. If you're on the edge about boxing, hang on to the film for the relational story telling. Each major character wrestles with both their gifts and demons and each with a web of relationships. Whereas many sports films rely on adrenaline to carry the story, the adrenaline ultimately overpowers anything that could be a story. As one of the producers, Wahlberg and his colleagues executed a balance in this film that rises above the stereotypes and cliches of sports and boxing.

Through the attention to detail in film making in The Fighter, the story joins a rare group of film plots: we see an authentic depiction of forgiveness. Too often forgiveness is seen as a minor detail to tie up the story. Since The Fighter is based on a true story the forgiveness aspect rings true, but there are no guarantees a screenplay will render accurate the emotional toil of forgiveness rather than a trite pronouncement.

I gave this film a lot of leeway because I love sports and working-class hero stories. What I didn't expect was such a tight and well-crafted story and screenplay. I forgot I was watching a film and realized I was closer to the drama than I ever imagined, and forgiveness carries the day.

Friday, May 20, 2011

The Interpretive Challenge of Unconference11

Human life in this age places value on experience. Each experience elicits a degree of response. A television program can be watched with varied responses. The responses can be laid out on a continuum. Some responses offer a short shelf-life: "can you believe that American Idol vote last night?" Each episode will only be dissected for so long for some. For others, the episode may accumulate with others and inspire a vocal performance career.

Any experience offers an opportunity for interpretation. I have attended numerous continuing education events over the years. Each learning experience, though varied in content, offered a very similar structure. A speaker/teacher of great repute travels and meets traveling participants for a provision of information. It's like I back my empty informational truck into a dock for a load of information. Though the content may be complex, the transaction is simple. I pay money. I receive information. I receive a binder or folder full of notes and handouts I will not likely crack open again. I receive a Power Point file attached to an email that clogs a memory stick or sits on my hard drive. I may have more information, but the information nourishes my body as if I attempted nourishment by swallowing a palm full of vitamins without eating any food. The intake at a conference may hold nutritive qualities, but the information isn't sticky. The typical workshop/conference/symposium in church circles fails the stickiness test. My library is a testimony to this observation. I store many binders with hope of using the material again, yet I often don't. This failure doesn't speak to the quality of the information, but the context in which it was delivered. Every educational experience challenges the participant to interpret the information to their own context. Conference hosts over the years have recognized that more people from each context increases the stickiness of the information (Bring a group! Save money! Broaden the application!) but the methodology still lacks the stickiness necessary for integration.

Unconference11 was a powerful experience for me. Not only because it represented a spiritual milestone for me, but because there was something incarnational about it. Fleshy and sticky. There was not only information shared, but relationships were graciously hosted with God and others. Every participant was given the opportunity to contribute and be respected. This is not what usually comes out of a conference. The ethos of a typical conference resembles a rock concert. If only you can get close to the star, get a backstage pass, some of that star quality might rub off into your context.

Last night I ate dinner with good friends who, like me have attended numerous conferences and workshops. They know the routine. Talk about the greatness of the speaker, the cutting edge discovery or technique, the idea that will change our contexts. I realized last night that I couldn't explain the experience in the same way that I have explained other learning events covering about 20 years of my life.

The challenge of interpreting Unconference11 remains. What will matter in these weeks ahead? First of all, I gathered with a small group of folks passionate about subversive and new ministry developments. I hope to resource this group of people as I enter into a trajectory of ministry new to me. I am thankful for that opportunity. Most of all, the interpretive challenge of Unco11 will not be whether I can share what exactly I learned and experienced among friends. I was respected. I was valued. I was given the opportunity to contribute both truth and beauty. I was healed and loved. No "conference" I have ever attended has done that. My inclination is that though my work and life in the church looks a lot like the conferences I have attended for 20 years--a lot of vitamins, but no nourishment. The interpretive challenge is not that I can replicate Unco11 in my context, but whether in my context I can share in the work of healing, respect, love and creativity. This sounds a lot like Jesus to me.

Tuesday, May 17, 2011

Unconference11--a gathering of ideas and a ministry of encouragement--my story

At the opening worship for Unconference11, one of our leaders asked us what do we bring to this gathering? What do we have to offer?

This is a good question. For over a year I have planned to attend Unco11. It represents an odyssey for me, through developmental challenges for my daughter and all of the changes that represents in my family life, vocational discernment, and what it means to have friends and colleagues during this season of my life. Before my daughter's diagnosis in 2006, I was heavily involved in continuing education and colleague groups. That participation ground to a halt. My family needed more focus. The window for our daughter to thrive was one that required specific attention. So that is what Melanie and I did. It is always our life that we do this for our families, but this was particular. We are at a place where we are confident in our ability to care for our daughter. It is time to reconnect. Unco11 represents that for me.

What do I have to offer? It may sound simple--but I can offer encouragement to others. I also came to be encouraged. It is in that space of encouragement that God is present. One might think that a gathering related to the church is supposed to be encouraging. But it is rare. I have been to numerous gatherings of church folk over the years, and I may have learned things, but the Spirit to implement that learning was lost in a sea of handouts and notes. Lost in the work of control freaks and egomaniacs, of which I was sometimes (and still can be) one. Observing the folks (mostly via Twitter #unco11) and Spirit who birthed the Unconference I saw a place of encouragement and learning that didn't rely on or assume old pedagogy. Plus, the use of technology and social media are used without suspicion.

I am very pleased with my investment in this gathering. I have intentionally encouraged others, and I have been encouraged. I am thankful for the many hours of labor invested so that I may experience Christ's presence.

I am still processing the discussions, and that may come with a later post. If you are looking to find a company of encouragement centered on a discussion of what we can collectively and individually offer to the life of the church, keep your eyes open for the next gathering of Unco!

Monday, May 9, 2011

Another untimely review: Conviction

What am I willing to sacrifice in order to pursue a life passion? Does a life passion take on a different scope if that passion is a family member?

At one point in the film Conviction, Betty Anne Waters (Hilary Swank) has been advocating and fighting for her brother (Sam Rockwell), convicted of murder for nearly two decades. She sacrificed her marriage (it ended in divorce) and nearly gave up her relationships with her children in order to prove her brother was wrongly convicted. Waters graduated from law school and passed the bar in order to serve as her brother's council for his murder case. She went through well over a decade without a friend, except for a fellow law student (Minnie Driver) who doggedly befriended Waters and endured Waters' tireless work and persistence in obtaining anything that could help her brother. In a conversation with her two teenage sons, one of the sons states that Betty had given up her live to save Uncle Kenny. Waters paused, looked at her son incredulously, as if the concept of sacrifice never crossed her mind.

The title of the film is a perfect play on words and a deep reflection on the nature of passion. Surely, it is a good story about the pitfalls of any justice system, but for me this was a film about the relationship between conviction and passion. Waters was depicted as someone who did not see herself as passionate or one who sacrificed. The other question that came up in conversation about the story with my wife was whether Waters' relationship with her brother was unhealthy. This was a sibling pair who could be analyzed in psychological parlance as "fused," rooted in growing up together in an abusive household. I wonder if Waters (as she is depicted) is a Christ-like figure. Christians for centuries have written, taught and preached to fellow Christians and the world that we should reflect and embody Christ's "sacrifice" for humanity. I am not a Christian proponent of a sacrificial Christology. The sacrificial nomenclature is hard to escape in the Bible and Christian theology, and I though I don't wholeheartedly reject it, I don't embrace it.

Looking into the character of Waters and her (loving? obsessing?) pursuit of securing the freedom of her brother, I can't help but think of Jesus. In my limited knowledge of the Bible and theology, I can't recall anyone who bothered to ask Jesus whether he believed that his death was a sacrifice to him (and I would be glad to learn from my readers where I could find further reading on this topic) or whether theology has bothered to ask the question about the nature of sacrifice as it relates to love. In addition, how is a sacrifice beneficial (or even loving) to a relationship if the person who made the sacrifice for the "sake of the relationship" has to constantly remind the other person that they made the sacrifice in the first place?

Over the years in my life of Christian faith, I've been asked to accept the idea of Christ's sacrifice at face value, that I had better appreciate it and think about it to the point of guilt and shame. Only then will I have faith. Until my work with my theological education teachers (mostly Pat Keifert and Walter Sundberg at Luther Seminary) I had not considered the multiple dimensions of sacrifice in the Christian faith and theological discourse. Conviction serves as a reminder of the multiple dimensions of understanding sacrifices and relationships. There's plenty of guilt and shame to go around in the world, and I am thankful for the love and grace I have received in the body of Christ. Many have lovingly given in more ways than I can count so that I may have a better life (did they always see it as a sacrifice?). Watching Conviction offered me some new questions and insights to the interplay of love, justice, sacrifice, guilt and relationships. It wasn't a sacrifice for me to give up four dollars and two hours to watch the film.

Tuesday, May 3, 2011

What happened to casting lots?

Many Christians of varied theological persuasions argue for a stronger relationship with the Bible. From the literalists to liberals, the Bible is seen as an important component to living a life of Christian faith. Pay attention to Jesus. Pay attention to God's commandments. Follow the household codes of Paul. The Bible argues for a communal consciousness. Christians usually take their pick about what is important to them.

What happened to casting lots?

Since Seth Godin ruminated on the coin flip in April, I've thought about the dozen or so call processes I've watched closely. How many opportunities and resources are wasted with superfluous information gathering and study all in the name of "discernment?" I'm not sure the congregation learns any more about itself, prepares itself better for mission, or puts itself in a better position to have a better ministry relationship with its next pastor through a prolonged call process lasting a year or more (there are plenty of call failures out there). At what point is the line crossed between learning and resource wasting (I wonder about that and my own formalized education)? I believe reflection and study are important--I would be in the wrong line of work if I didn't. One thing Godin does not examine is that we are probably averse to coin flips because the primitive practice somehow insults our modern level intelligence or abilities. Are our methods at reaching a decision or a call choice reliable? Are they faithful? Godin looks at what we call in the church world "discernment" as a stewardship issue. There comes a time when a coin flip is better. If we want to make it sound biblical, let's call it casting lots.

Casting lots appears 23 times in the NRSV (by my count), and this methodology is depicted as faithful, fair and reliable as any study or prayer method. Let's be faithful prayers and students. But let's be good stewards and go for casting lots. Maybe then we won't overstate our importance, and even be better stewards in meantime.